Re-mortgaging is the process of moving your mortgage from one lender to another, using the same property as security. 

The most common reason for re-mortgaging is to benefit from a more competitive rate from a new lender and save money on your monthly repayments. When your current rate with your existing lender is coming to an end, or if you are paying your lender’s standard variable rate, please speak to Homebird Mortgage Services as I can research the market for you, to make sure you get the deal for your circumstances, and you are not paying any more than you need to.

I will look after the whole process for you until your mortgage has completed with your new lender. You also be assured that once the deal I recommend is coming to an end, I will be in touch to review your mortgage again.

When your mortgage deal is ending, it is a good time to review your mortgage and many people who benefit from a lower rate, can knock years off their mortgage without paying more each month. Maybe your budget has changed, and you wish to pay more to reduce the term. You may wish to increase your lending for some home improvements you wish to carry out. We can discuss all of the options for you.